Smart SMS, the mobile banking service, is an easy way of banking through mobile phones. The 'Smart SMS' offer First Gulf Bank customers a range of 'instant services' and 'requests' such as:

• Wasel Recharge or Renew
• Enquire outstanding bill amount and pay Etisalat (Land Line/GSM/Evision/Broadband/Dial Up) and SEWA Bills
• Pay DEWA/ADWEA and Al Ain Distribution Company (AADC) bills
• Check latest account balance/ available credit card balance, minimum amount due and payment due date.
• Activate Credit or Debit card.
• Generate or Reset Telephone Banking PIN (TPIN).
• Generate or Reset Internet Banking PIN (IPIN).
• Get information on last five transactions of FGB account or credit card
• Register for E Statements
• Register for Account Alerts
• Transfer funds between FGB accounts
• Make FGB credit card payment through FGB account
• Recharge Salik account
• Recharge DU account and Pay DU bills

Click here for SMS Banking User Guide

Click here for Smart SMS Terms & Conditions

Notes:-

• SMS to 2121
• The SMS is not case sensitive, it can be in CAPS or small or both.
• Amount should NOT be in decimals, please round off the amount to the nearest dirham.
• For Wasel recharge the minimum amount is AED 30 and maximum is AED 10000, the amounts should be in multiples of AED 10.
• For Wasel renewal, amount should not be entered. (Refer the link for example)
• There should not be any space between A or C and the last 4 digits of the account/credit card number. (Refer the link for example)
• There should be single space for everything else. (Refer the link for example)
• Enter the correct last 4 digits of the account number or credit card number.
• Save the required SMS text as a TEMPLATE in your mobile phone, so no need to type the same text each time.