for Platinum features and benefits Click here

Standing Instructions
Make up to 20 payments including insurance premiums, school fees and even utility payments; paid on time, every time. So you'll never have to remember payment dates ever again. More

 Double First Rewards Points
Earn double First Reward Points every time you use your First Gulf Bank Credit Card at any supermarket or departmental store in the UAE or on all purchases internationally. Terms & Conditions.

Free Money Transfer Worldwide
Transfer your money to any place in the world without any Transfer fee or Processing fee directly from your First Gulf Bank Credit Card. Repay at your convenience by choosing either a Monthly installments from 3 - 24 months at an attractive low interest rate OR  at a daily interest rate. 

Talk for Free
Redeem your First Rewards points against payments made to du (Mobile, Call Select - Landline, TV & Broadband), Etisalat (Wasel, Al Shamil, Dial up, Landline, GSM or E-vision), ADDC, AADC, DEWA, SEWA, Pehla, Showtime, Orbit and RTA using your First Gulf Bank Credit Card.
So save more by spending with your First Gulf Bank Credit Card anywhere in the world and you will not have to worry about your utility bill charges any longer. More

Fuel Cash Back  
Get cash back every time you buy fuel using your First Gulf Bank Credit Card. Get 1.65% cash back subject to minimum spend per month. More

Travel Privileges

Purchase your tickets from any travel agent in the UAE with your First Gulf Bank Credit Card and avail any of the below or click here for more:
       
1. Complimentary Basic Meet and Greet Service (Dubai or Abu Dhabi International Airport)
2. Complimentary Lounge Access (Dubai or Abu Dhabi International Airport)
3. 0% Interest Plan for 3 months

Quick Cash
Easy access to cash when you need it the most. Call our 24 hour customer service and the money will be transferred to your account. Pay back in low interest installments over 3, 6, 9, 12, 18 or 24 months. More

 Balance Transfer  
Transfer your balance from any other Credit Card in the UAE to your First Gulf Bank Credit Card at an exciting rate.  Terms & Conditions

First Rewards  
Earn First Points every time you use your First Gulf Bank Credit Card, locally or worldwide. Choose from hundreds of rewards including jewellery, personal accessories, electronics and more at Ski Dubai, Lamcy Plaza, Abu Dhabi Mall, Deira City Centre, Damas, Wild Wadi, Mall of the Emirates and other popular destinations. More

Utility Bill Payments   
You can pay your ADWEA, DEWA, Etisalat & SEWA bills conveniently over the phone instantly. Just call our 24 hour customer service and we will pay your bill by debiting your card account.

Smart Services   
With SMART Services you can make enquiries as well as utility bill payments like Etisalat, SEWA, ADDC, AADC, DEWA & Salik recharge. Simplify your banking needs through our 24 hour phone banking service (SMART CALL), Internet banking (SMART NET) and mobile banking (SMART SMS)

Easy Buys   
Spend around the World and Choose to pay in easy 3, 6, 9, 12, 18, 24 monthly installments at an attractive low interest rate! For all purchases over AED 300 with your First Gulf Bank Card. Call our 24 hour Customer service for more details. Terms & Conditions

Easy Insure  
Pay for all your new insurance policies such as motor, medical and more in installments at 0% for 3, 6, 9 or 12 months using your First Gulf Bank Credit Card. Call 04-6063030 to avail.

24-Hour Emergency Auto Assistance   
Get the best in town 24-Hour Auto Assistance absolutely free by simply carrying your First Gulf Bank Credit Card at all times. Battery Boost, Flat Tyre Change or even  roadside assistance in UAE and within city limits of Oman whenever your car breaks down. Just call 8004430 for roadside assistance.

First Protector
This comprehensive package covers your card outstanding against loss of wallet, life, employment as well as fraudulent transactions at a nominal rate. view image

The comprehensive coverage includes:

· Fraudulent transactions on lost or stolen Credit Cards in stolen wallet up to a maximum limit of AED 7,000 inclusive of competitive cards.

· Cash, Keys and identification Papers in stolen wallet

· Involuntary Loss of Employment Cover* up to a maximum amount of AED 48,000.

· Death Cover up to AED 100,000 or credit limit whichever is lower

· Permanent Total Disability Cover up to AED 100,000 or credit limit, which ever is lower.

· Free SMS Alerts on all your credit card transactions 24X7 in addition to other fraud control measures.

 Please refer ‘Wallet Shield’ and ‘Comprehensive Credit Shield’ for more information.

ComprehensiveCredit Shield
Let us help you when it really matters, with your First Gulf Bank Credit Card outstanding being waived in the event of death due to any cause, permanent total disablement or involuntary loss of employment. You are automatically enrolled for Credit Shield Cover. Terms & Conditions

Flexible Bill Payments - more than 150 Credit Card Bill Payment Locations 
Your Credit Card bill payments has been made most convenient for you. Pay at any branch of  Al Ansari,  UAE Exchange,  Al Fardan Exchange,  Wall Street, Al Ghurair Exchange, Redha Al Ansari and Sharaf Exchange locations in addition to First Gulf Bank branches and 24-hour Electronic Deposit Machines. List of Outlets

24-Hour Cash Advances  
Get access to instant cash round the clock from over 800,000 ATMs around the world.

Harres-The Instant Protection Plan
The Instant Protection Plan that secures what’s most precious to you. Harres is a one-stop comprehensive accident insurance cover exclusively for First Gulf Bank Credit Cardholders. More

Wallet Shield 
This comprehensive coverage protects you from Fraudulent transactions on lost or stolen Credit Cards in stolen wallet inclusive of competitive cards, Cash, Keys and identification Papers. Terms & Conditions

Accident Care   
You are automatically enrolled in the personal accident insurance scheme worth AED 150,000. It offers round the clock worldwide protection against death or permanent total disability. Terms & Conditions