| | Annual Fee * (AED) | Standard | Gold | Platinum | | | Primary Card | 250 | 500 | 550 | | | Supplementary Card(s) | 6 Free | 6 Free | 6 Free | | | Additional Supplementary Card(s) | 50 | 50 | 50 |
| SERVICE AND PRICE GUIDE | Standard,Gold & Platinum | | Retail transactions* per month | 2.99% | Cash Advance Fee* per month | 3% | | Over limit charge* | AED 159 | | | Late Payment Fee* (If minimum amount due is not paid by Payment Due Date) | AED 159 | | | Card Replacement Fee (1 free per year) | AED 100 | | | Duplicate Statement Fees | | Statements less than 3 months old | AED 25 / statement | | | Statements more than 3 months old | AED 50 / statement | | | Returned cheque charge* | AED 100 | | | Outstation cheque processing charge | AED 50 | | | Processing Fee for Transaction outside UAE | 2.75% | | | Copy of sales voucher (up to max of 30 days) | AED 25 | | | Credit Shield* (for every AED 100) (1st month free) | AED 0.89 | | | Wallet Shield (for every AED 100) | AED 0.25 | | | Accident Insurance* per month (1st month free) | AED 22 | | | Dispute Verification Charge (transaction proven valid by the merchant) | AED 100 | | | General | | | Payment Due Date from Statement date | 21 days | | | Minimum Amount Due | 5% or AED 100 Whichever is higher | | | Cash Advance (% of credit limit) | 40% | |
*Please note:
No Finance charge will be levied (excluding for Cash Advances) in case 100% payment is made on or before the Payment Due Date. These charges are effective from 14th January 2010. All fees and charges mentioned in this are subject to change without notice and are applicable on each Credit Card held. No refund of Annual Fees will be made if the Credit Card is terminated. Additional expenses, e.g. postage, cable, courier, fax, legal fees, etc. will be charged for where incurred. Charges for services not indicated in this guide are available upon request.
* Retail transactions finance charges may vary based on the customer segment, profile, payment behaviour etc. Other terms & conditions apply.
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Credit Card - Service and Price Guide
